Our Mission

Nurturing a disciplined culture of money management towards Financial Independence

 with F.I.R.E. Strategy

using Time Tested Financial Tools.


What Is F.I.R.E.?

Financial Independence (FI) simply means that you have enough savings (or passive income-generating assets) and you do not have to depend on a regular full-time job to take care of your expenses. In a nutshell, you can say that you have enough money and don’t have to work for money again. But to me, Financial Independence is not about being rich but is about being free to live your life in pursuit of Happiness.

Early Retirement (RE) means that you have sufficient money to retire and you are  FREE to do whatever your passion is and to live the dream lifestyle that you always wanted.




What Is The Problem We Faced TODAY?

Most of us are in the Rat Race Today, the question is; how long are you to continue with this practice and complaining about it day in day out, week after week, year after year and worse of all; is getting nowhere in financial terms.

While many have sleepless nights worrying about personal finances, debts, children education funding and more. I’m sure you’ll agree that it is about time to break free from these nightmares and move forward to reverse your fortune.

If only our school system has an elementary financial education system in place, we would have been in a much better position to improve our personal financial skills. Personal finance is a necessary life skill; as a lack of financial knowledge has dire and painful consequences.  Due to the lack of financial literacy, numerous people have ended up in financial distress and uncertainty. In our adulthood, one can see that finances are understandably one of the leading cause of stress that keeps you awake at night. 

The burning question to you is are you ready to take this step to arm yourself with the right financial knowledge and skills to fulfil your dream lifestyle.


“Normal is getting dressed in clothes that you buy for work and driving through traffic in a car that you are still paying for – in order to get to the job you need to pay for the clothes and the car, and the house you leave vacant all day so you can afford to live in it.” – Ellen Goodman  

What Retiring Early Means?

To many of us, RETIREMENT means never to work again for the rest of your life. While to the F.I.R.E. community, Retiring Early does not mean sitting by the beach everyday sipping your colada or favourite drink (you can do that if you want) but to them, it is to carve out more free time to pursue the lifestyle that they always dreamt of while having money coming in month after month without any worry or concern.

In a nutshell, the success of F.I.R.E. is to build a passive income stream that never depletes your principal for the rest of your life. It is about taking total financial control of your life by fulfilling a lifelong dream lifestyle that you never thought possible. 

Let me be brutally honest with you, the F.I.R.E. journey is not easy, but with discipline and a burning desire of gaining total freedom to master your own financial destiny, many have achieved financial independence at an early age. You can tilt it to your favour by starting to take action TODAY.      

Many from the F.I.R.E. community have first started to explore new opportunities that they never know what possible. Upon early retirement, they have started a new career of choice or businesses that there are very passionate about. The BEST FEELING in the world is GETTING PAID TO DO WHAT YOUR LOVE?

Truth be told, I have personally done it (with careful planning and deep soul searching) and retire early at the age of 43; leaving a highly successful but stressful 6 figure job. Although earning much lesser initially, I have never regretted that decision and has been happier to have more quality time to spend with my family while pursuing things that matter. 

Why Are We Doing This?

In the From Rat Race to F.I.R.E. course, we detail out the cold hard facts that are hindering many to achieve Financial Independence. Like it or not, most people are in the rat race today and to them, it seems impossible to escape from this stressful routine. With the F.I.R.E. strategy, the goals are to assist you to work out the most workable path towards financial independence as early as possible.

You are now at a crucial stage and worse off during these difficult economic times, you must start to prepare to plan for your financial future. Therein lies the problem that many does not know where and how to start it. The path to financial independence is quite simple and most of the time. We found that the critical part of failure can be summarised by the inability to systematically follow thru with proper progress tracking and monitoring system. 

From Rat Race To F.I.R.E. was created to address most of these shortfalls and fill the gap with a system that provides you with the ability to set up and progressively monitor your financial performance. As time progresses, your financial position will dynamically be changed. With the new inputs, changes,  you will be in a commanding position to chart out a new action plan to reach your financial goals.

How Are We Doing IT?

Our first objective is to help you to understand why it is critical to put your financial house in order. After which you will begin on a journey to master your financial matter to achieve total financial independence.

Besides providing you with the information on what is required to organize your financial management, our financial tools have undergone a performance tested with clients having net-worth of hundred of millions for the past 10 years. The tools will crunch the numbers with different variables and what-if scenarios until a best case is generated for each of you (depends on the levels).

This isn’t any earth-shattering discovery or magic formula, it is purely a proven simple step that everyone is able to start immediately; at the very basic level. As time passed, you can then proceed to the medium and long term planning to perform more complex financial simulation which will provide you with the FREEDOM NUMBER and a roadmap to your financial independence.

As it is known, financial matters can be a very complicated subject matter. You can expect that the road along this financial journey is not just only a long and is neither a smooth sailing one. We are here to continue our support with a custom-designed roadmap to guide you with all the financial challenges to achieve your dream lifestyle.

Who Is This For?

This program is NOT for everyone especially for those that will not take any action to learn to improve their financial well-being.

It is only for those that seek to start a new journey by first planning to leave the mad rat race.

It is for those that can imagine themselves doing the things that they love to do all day every day without worrying about the paycheck.

It is for those that can imagine never ever to wake up to the sound of the alarm.

It is for those that want to relieve themselves on the most important worry about retirement which is whether you will have sufficient money to live thru your entire retirement.

We are NOT in any position to make any promise or any guarantee that you will succeed in this. At the end of the day, there are efforts required, sacrifices that have to be made and you are the only ones that can make that difference. 

What We Offer?

F.I.R.E. Starters

From Rat Race To F.I.R.E. course (worth RM199.00)

FREE 90 days access to BASIC Version Financial Statement.

BONUS – Financial Tips.

Strategy: Short Term

Level: Beginner

F.I.R.E. OnBoarding

From Rat Race To F.I.R.E.  course (worth RM199.00)

1-year access to BASIC Version Financial Statement.

1 Online Session – Set up, Fact-Finding and Interview.

1 Online Review Session.

BONUS – Financial Tips.

Strategy: Short/ Medium Term

F.I.R.E. Master

From Rat Race To F.I.R.E.  course (worth RM199.00)

1-year access to PROFESSIONAL Version Financial Statement.

1 Online Session – Set up, Fact-Finding and Interview.

3 Online Strategy Review Session.

BONUS – Financial Tips.

Strategy: Medium/Long Term